How Car Insurance Coverage Works When Driving To Canada?
American pilots often pay even smaller contingent liabilities as Canadian drivers. This is due to the needs of Canada, the average liability of about $ 200,000. Some provinces require more or less insurance, but all require some sort of coverage of their drivers. If you are involved in an accident in Canada, you are not charged with a crime if you carry less coverage, but you may be financially liable to pay the costs of the other driver. Dealing with insurance reimbursement can be very complex and frustrating, when the accident claim arises out of the country, many drivers want to increase coverage, limiting driving in Canada for at least the duration of a journey.
Another thing to consider is a possible claim that their car insurance premiums could increase dramatically if you are involved in a car accident or if given a traffic ticket in Canada. To avoid insurance claims car while driving in Canada, be aware that there are some differences in the laws of Canada on driving. radar detector is absolutely illegal, for example, but are allowed in many U.S. states. Traffic signs list of speeds in kilometers per hour instead of MPH. You also need to keep the lights on at all times, which can change the mind of many drivers in the U.S.. You must drive the search for laws of the province you're visiting before you arrive. While you're there, you can visit the Insurance Act, if you stay more than a week or two.
If you live in Canada for an extended period of time, you need a Canadian car insurance. However, many auto insurance companies operating in the United States is also present in Canada, and you should be able to transfer your policy and the proper equipment for Canadian insurance without much trouble. Like the U.S., Canada uninsured driving is dangerous and illegal, so be sure to get your insurance in order before driving to Canada for an extended stay.