It is estimated that more than 1.4 million patients diagnosed with various types of cancer in the United States each year, causing 560,000 deaths. But if you manage to survive this safe mode you want seclusion yet another big problem on their hands - your life.
Life insurance can be very embarrassing for cancer patients, but not necessarily mean it's impossible. The probability of getting a good policy is based on a combination of factors such as type of cancer, stage, and was treated at the same level of treatment itself. And there is a direct relationship between the rate you will pay and how likely it is that her cancer was cured. For example, most insurance companies do not consider skin cancer as a disease and a history that can even affect your premium at all.
The patients were diagnosed with breast cancer or prostate cancer treated in stages can always cover their lives, under the "standard" rating, if everything is ok. However, those who have colon cancer or leukemia is classified as "standards"or "high standards" (which means higher prices) or even cause a denial of service. Patients with metastatic cancers, will almost always a denial. This also applies to those who are still in the treatment of cancer, regardless of the type and stage.
How to get cheap life insurance if you have survived cancer?
If you have survived cancer, you have more reasons to buy life insurance. Here are some tips on how to make it as easy and possible for you:
Collect all records, reports, and the labels of prescription, especially if they are dealing with cancer. The provider would have all the information that you feel that first and ask all the latest. To help ensure all the record indicates that the application process is faster and it will be considered less risky. Insurance companies are very suspicious when customers do not want to give all the information and usually pay more for their services. So do not make such a mistake, and better co-insurance rates.
Work with your doctor if it is a routine check after treatment. Your insurance provider will probably await the results of the audit before enrolling. So, the sooner you pay your doctor a visit, the better.
Get your quotes from different suppliers and the more the better. Insurance companies have different methods to calculate their risks and, if a business class that as a very high risk, another may see as a standard. Use this to your advantage and shop around.
If you get the chance to group insurance for any organization doing its part is the best option for you. group insurance rates are always better and preferred approach to the suppliers.